January 12th 2020

“Automating some of your finances can be incredibly convenient and is a great way to save time, but automating everything makes it too easy to go on autopilot and forget to pay attention to your personal finances.”

– Alexa Von Tobel


Brand New To The World Of Stocks

All I kept hearing my friends and co-workers talk about one day was: Stocks. Now some of you may just scratch your head and wonder what the heck I am talking about?! Well let me welcome you to the confusing yet intriguing world of stocks. Stocks are basically are little investments into a company of your choosing a small piece of ownership in a sense. I figured that getting into stocks can’t be that hard or complicated. Well…I was kind of right. There are a handful of sights that you can look at that shows how the stock market is doing, what stocks are out there and how to get started on playing with stocks. I use the app conveniently downloaded onto my phone called Robinhood. This app is awesome! It’s straightforward and there is tips and tricks of the trade market in the app itself. Stocks also take time. You have to have patience, these things will take time. I check all the time, only because I’m super excited and impatient sometimes. It’s interesting to see them go up and down and how they’re doing.

The Site I Use

Like I mentioned before I use the site called Robinhood. You can use this website on the computer, tablet or smartphone. There are a ton of stock options on there! To figure out what type of stocks to buy, you have to do some research on them first. You don’t want to jump into a random stock that might potentially go down hill. On the app itself it will show you the stocks that are going up and down. Also you can find it on Google and Yahoo Finance. These will show you all the stocks and how they’re doing. I personally use the Robinhood app to keep an eye on my stocks, they also send out push notifications so they’re always at your fingertips. I love how easy it is to use and how easy the site is to navigate. It’s also good for beginners because they have a ton of low stocks on there so you can dabble in some stocks if you would like. Another great thing about Robinhood is that they will give you a free stock of their choosing for every person you refer or if you were referred to by someone. It’s a win win for everyone!

How To Choose?

There are definitely factors that can decide on how you want to spend your money on stocks. The economy, the Government and the Daily Current Events of the world can all determine the outcomes of the stocks that you want to buy or bought into. To help you get started off. You can click my Robinhood link and they will set you up with a free stock! Which I think is really awesome for them to do: Kats Robinhood. We basically help each other, you get a stock and so will I! From here you can see if you enjoy using stocks and we will help each other grow and succeed. I’m still learning and growing on stocks. It’s very Interesting and intriguing to see how the world in commerce is doing.

Additional Stock Trading

These sites are good for beginners. They are very informative on how to invest and they have less expensive stocks to invest in. Have fun, do your research, invest and try something new.

“Finance is not merely about making money. It’s about achieving our deep goals and protecting the fruits of our labor. It’s about stewardship and, therefore, about achieving the good society.”

Robert J. Shiller


More Money Please?

Do you ever wonder why it just seems like your bank accounts look like they’re squeezing every last penny they have? Or does your bank account look nice and comfortable to you? Well there are multiple ways on how to keep track of your spending to make sure that 1.) All your transactions are yours and nobodies else 2.) You can keep track and maybe save more if you’d want. A great app for doing that is Mint. Now, there are hundreds of apps that can help you but, I personally use Mint and I have noticed a difference. I also recommend using the old school pen and paper method. Using a small notebook and writing out everything is diligent but if its easier for you that way, then do it!

Subscriptions! These are so convenient but…do you really need ALL of them? I just realized that I was paying almost $150 extra for stuff I totally forgot about and stuff that I kind of sort of wanted but did not need. So I scanned through my bank account and decided to unsubscribe to them, now I have an extra $150 a month to either save or use as some mad money…but I will probably save, at least half of it πŸ™‚

Lastly for now, there are always “side-hustles.” There are a ton of opportunities that can add extra income for you. Pinterest has a million and one sites that can lead you on how to make that extra income. I have a few boards on there showing different ways on how to earn money than the normal job. I used Rover for a time being and absolutely loved it. Not only was I earning money but I also got to get in some exercise from walking and having fun with all the animals that I was able to take care of! Always remember when there is a will, there’s a way. There’s opportunity at everyone’s fingertips you just have to go for it.

β€œWhen money realizes that it is in good hands, it wants to stay and multiply in those hands.”

― Idowu Koyenikan

If you’d like more ideas from me personally, see for yourself My Pinterest.